| BanClub Checking |
|
Monthly Account Service Fee |
|
Memberships include free traveler's checks, cashier's
checks, personalized checks, accidental death insurance, and one half
price safety deposit box. |
BanClub Basic
BanClub Family Insurance
BanClub Senior Citizen Regular
BanClub Senior Citizen Family Ins. |
$10.00
$12.00
$ 5.50
$ 6.50 |
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|
Monthly Fee |
| Regular Checking |
(if daily
balance less than $800 per month.) |
$10.00 |
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|
|
| Senior Plus Checking |
Age 55 & over, no minimum balance, no monthly fee, free wallet checks. |
$ 0.00 |
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| Lifeline Checking |
(totally free account) |
$ 0.00 |
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| Super NOW |
(if daily
balance less than $1,000.00. Interest bearing account) |
$10.00 |
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| Money Market Plus |
(if daily
balance less than $2,500.00. Interest bearing account) |
$10.00 |
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Per Debit Fee
- Money Market Account - (for each debit over 6 per month, only
three of which can be third party debits.) |
$ 5.00 |
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|
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| Regular Statement Savings |
(per withdrawal
after 3 per quarter) |
$ 3.00 |
| Educational Savings Account |
(per withdrawal
after first one per month) |
$ 5.00 |
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| Certificate of Deposit |
(early
withdrawal penalties apply) |
Market Rates |
| IRA (Individual
Retirement Account) |
|
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| Direct Deposit |
|
No Charge |
| Night Deposit |
|
No Charge |
| Automatic Withdrawal Loan
Payment |
|
No Charge |
| ATM
(Automatic Teller Machine) |
(No
Charge to account holders for using FNB ATM's) |
A
fee of $1.50 for each transaction if you use a machine other than ours
Plus a charge from the machine owner. |
| Other Account Service Fees |
Stop Payment |
$25.00 |
| |
Check Printing
(per 150 checks) |
$15.55 to 32.00
(business checks may be higher) |
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Dormant Account
(Savings Accounts Only) |
$ 6.00
(per quarter if average balance less than $100.00) |
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Overdraft and
Return Item |
$30.00 (per item
plus $3.00 fee daily for accounts overdrawn 7 days.) |
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Research Fee |
$20.00 per hour
and $2.00 per copy |
